13 Ways to Get Investment Money

Ways to Get Investment MoneyIf you’re looking at this page, congratulations. It means you understand the value of making investments and you’re not afraid to take smart chances.

Being willing to take action is always the first hurdle to conquer. Finding money to actually make an investment with is the second.

I was broke when I first got into marketing online. In fact, being broke was the reason I started marketing online.

I wanted to make money, but I had no money to invest. I got creative. Here is a list of what I did to free up investment money.


1. Find a Roommate

I was at my all-time low in 2012. I was actually thinking about moving into a men’s shelter because I coulndn’t afford to pay bills. Being so close to being homeless plays a big part in what motivates me to succeed to this day.

I had heard a lot of horror stories about roommates. I was a little skeptical, but I found a website called roommates.com. The thing I liked about it was that everyone had to register and you couldn’t communicate with each other without paying a small fee.

Most crazy people would have enough sense to stick to free sites like Craigslist to make it harder for the police to track them if they did something crazy. Only sane people are willing to leave a paper trail.

I found a good woman who was professional and very easy to get along with. I was supposed to live there a year, but it turned into 2 years. Then I moved out for 2 years and ended up moving back in for 1 more year because she needed help with her bills. I figured I could help her by moving back in and once again save up more investment money for myself.

I’m not saying it’s impossible to have a bad experience just because you paid a fee, but it’ll reduce the number of crazies quite a bit if you do.

Living under someone else’s roof was a big change, but it was worth it because it freed $200-300 worth of investment money every month. I never would have made it if a hadn’t found a roommate when I did.


2. Become a Ride Share DriverBecome a Lyft Driver

One of the reasons I was at a low in my life was because of my car situation. I didn’t want to pay a car note, but my car was always breaking down so it seemed like I was paying a car note anyway when you factored in all the money I was spending to keep fixing it.

I decided to take a smart risk. I financed a two-year-old car that got great gas mileage and used it to start ride share driving with Lyft and Uber.

The car paid for itself. The car note was $265 a month. I make that in just one weekend of ride share driving. Anything after the first $265 was profit. Yes, you will spend a lot in gas and maintenance, but it’s all tax deductible, so it’s still worth it.

(If you’re thinking about ride share driving, I recommend you read my Lyft Driver Review first.)

About a year after I started driving with Lyft and Uber, Amazon launched a new delivery platform called Amazon Flex, which I thought was even better than Uber and Lyft.

I had refinanced my car by then. I was only paying $200 a month, so the profits were even better. Yes, there’s still interest eating into the profits, but the point of it was to make money now so I would have money to invest. The profits on the investment money will make up for the interest on the car if you make good investments.


3. Choose a Cell Phone Plan with a WiFi Option and Disconnect your Internet

I was paying about $70 for Internet per month. My cell phone company had a service plan that included unlimited high speed Internet and 10Gigs of high speed WiFi for an extra $20 per month.

If you don’t know, let me explain the difference between phone speeds and WiFi. The Internet that I got on my phone was unlimited. That meant I would have unlimited high speed on anything watched, heard, or browsed directly on the cell phone.

WiFi is different. WiFi is used to connect other devices to the Internet. I got 10 Gigs of high speed data whenever I connected something like my laptop or TV to the Internet through my phone, which was more than enough because I didn’t stream too much TV, and when I did, I just watched it on my phone to save WiFi data for business. It freed up an extra $50 worth of investment money.


4. Be careful not to waste too much on food

Deductr appI didn’t realize how much money I was spending on food until I joined a financial education company and made use of their app, which showed where every dollar I spent was going.

Being aware of how much I was spending on food put a few hundred dollars back in my pocket every month. Some people were even spending up to 4 figures on food because they were dining out so much.

As you can see from the screen cap to the left, I still continued to eat out but I was a lot more mindful of the total amounts that I was spending and was able to get the total down once I stopped with all the mindless eating. Using this app literally cut the bill from over $500 a month to something way more reasonable on food.

If you want the app, it’s included as part of your financial education.

5. Fiverr

I registered for Fiverr but was never able to sell a service on it. That doesn’t mean it won’t work for you though.

A lot of people have more money than time and they’ll be happy to pay someone else to do what they can’t or won’t do. Just spend a few minutes thinking about something that you’re good at that can be done through a computer and offer your services.


6. Wealthy AffiliateWealthy Affiliate

If you’ve been visiting this site regularly, you know Wealthy Affiliate is the platform that I use to run this site. It’s the program that has taught me the most about making money online and it’s directly responsible for the big leaps in progress that I’ve made in this genre.

Wealthy Affiliate has a paid version, but there’s also a free version that you can use to make money by sharing Wealthy Affiliate, or you can use their platform to market anything else you want.

For example, you can use the Wealthy Affiliate free website to set up a website to promote your new Fiverr business and learn some tips while you’re at it.

If you should happen to make any sales of Wealthy Affiliate, you’ll get a repeat commission for as long as that customer keeps their account open. Repeat sales to the same customer is an awesome way to get investment money faster.


7. Get the Smallest Housing Possible with Heat Included

This next one is a big step that involves changing homes, but anyone serious about getting investment money to make a better future won’t have a problem with it, especially if you live alone because you don’t have to consult anyone.

When I was working my way up, I always rented studio apartments to keep living expenses as low as possible.

Studio apartments are apartments that don’t have a bedroom. There’s just a bathroom, kitchen, and a giant living room that doubles as a living room and bedroom together. Studio apartments are usually $100-300 less than one bedroom apartments depending on where you live.

On top of that, I always chose apartment buildings that included free heat. That saved an additional $50-100 per month because I didn’t have a heat bill. Possibly more than that in the winter time.


8. Use a Credit Card

I’m totally against using credit to buy personal items because they cost you a lot more money in the long run.

When it comes to making investments, however, I’m all about using other people’s money because the profits from the investments can offset the interest on the credit card.


9. Take Out a Loan

As I said when I was talking about the credit cards, there’s nothing wrong with using other people’s money to make investments because the money you make can outweigh the interest lost on the loan.

A few years ago, I was doing really well selling products on Amazon, but I didn’t have the money that I have now, so I wasn’t able to keep up with the demand. Amazon only pays out once every 2 weeks. I’d sell out of all that I could afford to ship and then I’d have to wait for pay day to start selling my merchandise again.

By taking out a loan, I had more money to buy inventory. The profits from the extra sales offset the interest on the loan. I was able to make a lot more than I would have made without the loan.


10. Group Funding Projects

Group funding projects are awesome if you already have a little money to invest because they allow you to multiply what you have over a short time period. Here’s how they work:

A person or company has a project that needs funding. Multiple people invest their money into raising up enough money for the company to do what it needs to do. The company makes more money because of all the investments. The company then pays the people more than the amount that they invested.

As with anything, this is not 100% guaranteed. There is a chance that you could lose money, but usually when companies start group funding projects, they’re doing low-risk / high-rewards investments. The risk of losing money is still there, but it’s unlikely.

In fact, most of the time, profits are almost guaranteed, but companies aren’t allowed to say or write that it’s guaranteed because U.S. and Canada laws prohibit it.

11. Freelancer

As with Fiverr.com, Freelancer.com is an excellent way to offer a service to make some investment money. I like Freelancer better because you don’t have to start at $5 and try to get an up-sale the way you do with Fiverr.


12. Lose (or maintain) Weight Using the Eat Stop Eat Method.Save Money with Eat Stop Eat

This one is going to sound a little weird to some people, but I had started trying to lose weight because I’d found a way to get paid to lose weight.

I was struggling with it until I came across a weight loss strategy called Eat Stop Eat, which teaches you how to lose weight with intermittent fasting.

The course goes on to expose the food and fitness industry’s ulterior motives. They put so much false information on the market to keep you spending a ridiculous amount of money on courses, supplements, and workout equipment.

I took a liking to fitness in 2005. I liked it so much that I wanted to be a personal trainer. I got certified in 2007.

I stopped using my methods of staying shape (which were working and just happened to be similar to what is taught in Eat Stop Eat) and started using the methods outlined in my personal trainer classes. The more I used their strategies, the harder it was to stay in shape. I eventually gained so much weight that I couldn’t work as a personal trainer.

Fast forward to 2016. I don’t remember how I found Eat Stop Eat, but I bought the course because it peaked my curiosity.

Their strategies reminded me a lot of what I used to do when I was in shape. I didn’t start having trouble with my weight until I tried to adopt today’s standard of weight loss, which explains why so many people struggle with it.

It turns out that a lot of false information is intentionally put on the market to keep you spending money.

If done correctly, fasting for short bursts helps lose weight, maintain weight, and builds a stronger immunity system.

They don’t want you fasting because there’s not much money to be made from it. If you’re fasting, you’re not spending money on food, which is why Eat Stop Eat made it to this list. It’s a great way to get in shape and save investment money at the same time.

Buy the course. Implement the strategies. Save a ton of money on food, workout equipment, and supplements that you don’t really need.


13. Buy Crypto-Currency

So many people have told me they wish they had known about Bitcoin in 2009. Fact is, we’re still in the beginning stages of the crypto-currency changeover and there’s still a lot of money to be made.

You don’t have to have a lot of money to buy crypto-currency. You can buy as little as $1 worth, however you get an extra $10 free if you buy at least $100 worth of Bitcoin from Coinbase. Buy an amount that you can afford to be without for an extended period and let it appreciate.

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Did any of these tips help you find ways to get investment money. Do you have any ideas that I might have missed? I like to hear from my readers. Use the Comments field below to tell me what you think, and if you got any value from this review, please Share it.